Banks Bank Holding Companies Bermuda Summary Financials and Key Ratios 2021 2020 2019 2018 2017 Year End Year End Year
End Year End Year End Year End USD Mil. PEN Mil. PEN Mil. PEN Mil. PEN Mil. PEN Mil. (As of Dec. 31) Audited - Unqualified Audited - Unqualified Audited - Unqualified Audited - Unqualified Audited - Unqualified Audited -
Unqualified Summary Income Statement Net Interest and Dividend Income 2,349 9,362.0 8,571.3 9,090.8 8,489.1 8,071.5 Net Fees and Commissions 877 3,493.7 2,912.8 3,232.8 3,126.9 2,911.4 Other Operating
Income 360 1,434.3 1,895.4 2,146.5 1,698.5 2,267.6 Total Operating Income 3,586 14,290.0 13,379.5 14,470.1 13,314.5 13,250.5 Operating Costs 1,942 7,740.1 7,127.0 6,666.4 6,209.3 5,888.1 Pre-Impairment Operating
Profit 1,644 6,549.9 6,252.5 7,803.7 7,105.2 7,362.4 Loan and Other Impairment Charges 306 1,219.0 5,972.8 1,845.2 1,529.8 1,790.0 Operating Profit 1,338 5,330.9 279.7 5,958.5 5,575.4 5,572.4 Other Non-Operating Items
(Net) 0 1.9 (55.5) 16.9 16.8 2.5 Tax 417 1,661.0 (109.9) 1,623.1 1,520.9 1,393.3 Net Income 921 3,671.8 334.1 4,352.3 4,071.3 4,181.6 Other Comprehensive Income (417) (1,660.0) 787.0 387.7 (533.9) 248.8 Fitch
Comprehensive Income 505 2,011.8 1,121.1 4,740.0 3,537.4 4,430.4 Summary Balance Sheet Assets Gross Loans 37,039 147,597.4 137,659.9 115,609.7 110,759.4 100,477.8 - of which
impaired 1,056 4,208.9 3,833.8 2,479.9 2,353.7 2,270.8 Loan Loss Allowances 2,127 8,477.3 9,898.8 5,124.0 4,952.4 4,500.5 Net
Loan 34,912 139,120.1 127,761.1 110,485.7 105,807.0 95,977.3 Interbank 2,020 8,047.6 4,410.9 2,036.1 1,993.0 3,036.4 Derivatives 417 1,661.6 1,214.5 1,092.1 766.3 701.8 Other Securities and Earning
Assets 13,516 53,860.8 59,593.3 37,760.5 36,809.0 43,420.4 Total Earning Assets 50,865 202,690.1 192,979.8 151,374.4 145,375.3 143,135.9 Cash and Due from Banks 7,848 31,273.1 32,342.1 23,950.7 20,175.5 20,185.6 Other
Assets 2,725 10,858.8 12,084.3 12,534.2 11,712.4 7,150.8 Total Assets 61,437 244,822.0 237,406.2 187,859.3 177,263.2 170,472.3 Liabilities Customer
Deposits 37,394 149,013.2 141,162.5 110,825.0 103,674.4 96,211.3 Interbank and Other Short-Term Funding 5,858 23,342.4 29,128.0 9,064.5 10,840.8 15,036.0 Other Long-Term
Funding 6,096 24,290.9 22,296.3 23,582.0 22,516.7 22,764.3 Trading Liabilities and Derivatives 464 1,850.4 1,766.8 1,534.0 1,078.1 804.9 Total Funding and
Derivatives 49,812 198,496.9 194,353.6 145,005.5 138,110.0 134,816.5 Other Liabilities 4,840 19,287.7 17,607.0 16,107.5 14,046.6 12,588.4 Preference Shares and Hybrid Capital N.A. N.A. N.A. N.A. 840.5 813.7 Total
Equity 6,785 27,037.4 25,445.6 26,746.3 24,266.1 22,253.7 Total Liabilities and Equity 61,437 244,822.0 237,406.2 187,859.3 177,263.2 170,472.3 Exchange Rate USD1 = PEN3.9849 USD1 = PEN3.62 USD1 = PEN3.312 USD1 =
PEN3.373 USD1 = PEN3.24 N.A. – Not applicable. Source: Fitch Ratings, Fitch Solutions. Credicorp Ltd. Rating Report │ April 28, 2022 fitchratings.com 2